If you are the sole account holder of one or more HISA, the Total Relationship Balance will be based on the sum of the balances of the Eligible Accounts that are solely and jointly held by you.

If you are the joint account holder of one or more HISA, the Total Relationship Balance will be based on the sum of the balances of the Eligible Accounts that are solely and jointly held by you as well as the other HISA account holder. For the purpose of calculating the Total Relationship Balance for a joint HISA, the balance of any Eligible Account will be included only once to avoid double counting.

A complete list of Eligible Accounts is found here.